If so, it’s important to start preparing now for moving to Orlando in order to make the process as smooth as possible. Here are five tips, from one of Orlando Magazine’s 2022 top 100 Realtors Kim Hawk w/ Florida in Motion Realty for home buyers. When you’re buying a Central Florida home, it’s important to be aware of the potential traps and pitfalls. Here are some moving to Orlando Florida helpful hacks to become happy new home residents.
1. Moving to Orlando FL? Get to know the different areas in advance –
When you’re first starting your home search, it can be helpful to drive around the Walt Disney World vicinity and get a feel for the different neighborhoods in the Orlando area (or let us share our Near Disney Youtube videos on neighborhoods scattered below on the top 10 ten towns within a 25-mile radius of Cinderella’s Castle). Each one has its unique character, and you’ll want to find the one that’s the best fit for you and your family.
A) Orlando: The City Beautiful
FOR THOSE INTERESTED IN VISITING THIS AREA FIRST WE RECOMMEND
B) Celebration Florida: The Town that Disney Built
2.For those that are not paying cash, we really need to get you positioned early as a strong buyer while moving to Orlando Florida, and the Walt Disney World area.
Check your credit score for free at www.annualcreditreport.com. In this Orange County and Osceola County housing market, You’ll typically need a credit score of at least 620 to qualify for a mortgage, a minimum 3 percent downpayment, and your share of closing costs so it’s important to know where you stand before you start house hunting. The property taxes in Orange County, Florida are approximately 2 percent of what you buy your home for and about 1.5 percent in Osceola County, Florida.These are some moving tips Orlando FL.
No state income tax and the ability to acquire homestead exemption are great additional bonuses for moving to Orlando.
There are special exceptions for doctors, veterans, family gift funds, and a miscellaneous other few that you can discuss with your moving to Orlando Florida Realtor.
Now is the time to hold off on buying that new car or pony for the kids. Plenty of great car dealers are in Orlando Florida from Bentley to Rolls-Royce and from Jaguar to Infiniti, but Cowboy let’s wait for just a while until After you close on your new Orlando dream home.
C) Dr. Phillips: Home of Restaurant Row and Family Central
D) Windermere: The Town of Lakes and Celebrities
3) Moving to Orlando Checklist: Connect with Orlando real estate agents that have “Specialized Knowledge” in the Central Florida town
that you are most interested in. It’s important to tell your Orlando real estate agents if you want to be close to Orlando International Airport, special school districts, private schools, have friends in College Park or Lake Nona, like art deco,or if you are relocating to Orlando Florida because of Walt Disney World, Universal Studios, or Disney Springs.
Perhaps you are a foodie and would love the food scene in the Sandlake area of Dr. Phillips, Winter Park, or even the theme parks. Perhaps the Orange County public schools, Florida Hospital, or walking distance to Lake Eola Park will rate high on your criteria list?
Did you know that many real estate search engines, once you put your email address on their site, are selling your information to an agent that may not know the Orlando area you want to concentrate in? It’s critical to find a Realtor that knows how to help you best as this may be one of the bigger investments in your life. Text right away (as the most successful ones are typically out showing property or at closings) with your name, city of interest, and best times to call you back. “How to move to Orlando Florida”, if this question bothers you, contact us. Orlando real estate agent Realtor Kim Hawk and her Dream team of real estate agents can be reached at 800-Kim-Hawk.
E) Lake Nona: A Community of and for the Future
F) Winter Garden: Bicyclists Paradise and Small Town Charm
4. Before Moving to Orlando Florida work with your Central Florida Realtor on getting a Pre-Qual Letter or Proof of Funds document
So that your moving to Orlando Florida search criteria stops at your downtown Orlando spending limit. Nothing is worse than looking at a downtown Orlando home that is out of the budget and then everything else looks subpar. Ask your Orlando area, Orange County real estate expert if they have any Central Florida lenders that they recommend (that is if you are not presently tied to anyone in particular).
Certain local Orlando lenders are presently potentially offering special lower interest rates for programs like a 7/1 arm that is amortized over 30 years ( in the mid-4 percent interest rate and that is for Jumbo loans). Central Florida Realtor Kim Hawk recommends getting a quote from Disney Credit Union Vice-President Maylen Sanders at 407-363-4964. She is at top of her game in the Orlando real estate housing market and will then give you an idea of what price point to look at. Use these moving tips Orlando FL.
Homes in the 32801 zip presently range from $169,900 to $2,750,000.
And remember Florida residents do not pay any state income tax – no state income tax will help in having more money with moving to Orlando Florida and possibly acquiring (link boat, furniture. Amazon goodies) and tickets for theme parks. Property taxes run a millage rate of .0015 for Osceola County and .0020 for Orange County based on the price that you pay for your property. Another savings in housing costs is offered if your home is being utilized as primary residence – if so be sure that your Realtor explains the Florida area Homestead perk ( possible savings of around $500 ).
G) St. Cloud: The Friendly Soldier City and Proud American Home Owners
H) Kissimmee: Largest City in Osceola County
5. If after you decide that you want to live in downtown Orlando
If you are moving to Orlando, Chances are you will have more condo and townhouse options unless you explore areas like Delaney, College Park, Thornton Park, or Winter Park for single-family homes. The next step is to let your Orlando area Realtor know what are those “must haves” such as an area to store your boat ( link), walkability to the downtown area and “don’t wants”. If your secret love is working out( link), Orlando award-winning restaurants, Disney Springs, Walt Disney World, Universal Studios, and other theme parks, attending the Orlando Film Festival, shopping for home decor ( link) or golfing (link) let your Realtor know so that Orlando residents locations where retail, fitness center, yoga studios, historic district, Orlando restaurants or golf course will be within proximity of your new property.
Orlando offers many residents jobs in the Orlando health environment, hospitality industry, positions at UCF which is the second largest university in the country and thousands of other job opportunities galore – check out www.indeed.com for the most up-to-date offerings. Orlando’s local residents job growth is healthy and on the rise with more and more large companies headquartered here.So, enjoy your healthy life by relocating to Orlando Florida.
Ask your Orlando neighborhood Realtor for a daily “Drip Campaign” to be sent to you with property options that fit your criteria and don’t be afraid to ask them for a facetime tour if you can’t make it into town right away.
I) Reunion/ChampionsGate/Davenport: Golf Courses and Gated Communities
J) New Construction Near Disney: Everything from Island Village to Sunbridge and Horizon’s West to Neo City
The Orlando market is still hot with home sales and theme parks! You don’t want to possibly miss out on becoming a Florida resident and getting your dream home. If you want to make sure that your moving to Orlando Florida home buying process is as smooth and stress-free as possible, it’s important to partner with an Orlando real estate agent who has your best interests at heart. Reminder: in Florida, the seller pays commissions so there’s no reason not to use a local Orlando Realtor’s “specialized knowledge” and expertise to help you and your loved ones find the perfect property. Follow these moving tips Orlando FL and you will thank us later.
So what are you waiting for?
Pick up the phone and call us today at 800-Kim-Hawk – we can’t wait to start helping you achieve your homeownership dreams! Visit www.NearDisney.World for MLS Listings throughout the entire city of Orlando and all of Central Florida. Please remember to go to youtube.com/NearDisney subscribe and like to stay in the know about moving to Orlando Florida. Kim Hawk is Youtube’s Fairy Godmother of Real Estate on the Near Disney channel. She and her Dream Team of Realtors with Florida in Motion Realty have a rich history of selling nearly one Billion dollars in residential real estate covering over 25 years of service in the Orlando area.
Frequently Asked Questions
One tip is to get to know the different neighborhoods in the area, such as Celebration, Dr. Phillips, Windermere, Lake Nona, and Winter Garden, before making a decision. It’s important to work with a local real estate agent who has specialized knowledge of the area that you’re most interested in. Before starting your search, it’s important to know your credit score and what you can afford. Your agent can help you get a pre-qualification letter or proof of funds document to set a budget for your search.
In Orange County, homeowners can expect to pay around 2% of their home value in property taxes. Meanwhile, residents in Osceola County will likely pay around 1.5% of their home value. Additionally, both counties offer homestead exemptions, which can lower the amount of property taxes owed by eligible residents.
A credit score of 620 or higher is the minimum requirement for obtaining a mortgage in Orlando. However, the specific score requirement may vary among local lenders. It is recommended to check with multiple lenders to compare their requirements and interest rates. A higher credit score may result in better loan terms and lower interest rates. Improving your credit score can increase your chances of being approved for a mortgage..
Orlando is a prime destination for those seeking a high-quality lifestyle. The city boasts a tax-friendly environment with no state income tax, providing residents with more financial stability. Additionally, residents have access to top-notch schools and healthcare facilities. The food scene in Orlando is also rapidly expanding, offering a diverse range of dining options. With its proximity to popular attractions like Walt Disney World and Universal Studios, there is always something to do and see in this vibrant city.
When searching for a new neighborhood, it’s important to consider your priorities, such as proximity to the airport, schools, parks, shopping, dining, and entertainment options. Partnering with a knowledgeable real estate agent can help you find a neighborhood that fits all of your needs and preferences. They can guide you towards areas that offer the amenities you want, ensuring you make an informed decision when choosing your new home.
Downtown Orlando’s zip code (32801) offers a diverse range of housing options, with prices ranging from $169,900 to $2,750,000. Whether you’re looking for a modest starter home or a luxurious high-end property, there’s something for everyone in this bustling area. With its prime location, thriving cultural scene, and ample amenities, it’s no wonder that downtown Orlando is a highly sought-after place to live.
Moving to Orlando Florida, and looking for a home loan? Consider checking with a local lender as they may offer special lower interest rates, such as a 7/1 ARM with a mid-4% interest rate. To get the best deal, compare rates and programs offered by multiple lenders. This will help you find the right loan that meets your financial needs and helps you secure your dream home in Orlando. Central Florida Realtor Kim Hawk recommends getting a quote from Disney Credit Union Vice-President Maylen Sanders at 407-363-4964.
If you are moving to Orlando FL, you can start by researching online, checking local listings, and asking for recommendations from friends and family. It’s important to find an agent who has the experience and specialized knowledge of the area you’re interested in. Orlando real estate agent Realtor Kim Hawk and her Dream team of real estate agents are best at this.
Yes, there are special exceptions and programs available for certain groups, such as doctors, veterans, and families. Your real estate agent can provide more information and help you navigate the process. Pick up the phone and call us today at 800-Kim-Hawk – we can’t wait to start helping you achieve your homeownership dreams!
The best time to reach a real estate agent is during regular business hours, as they may be out-showing properties or at closings. You can text or call them with your name, city of interest, and best times to call back. Feel free to text my Realtor Dream Team or me. Contact at 1-800-Kim-Hawk or mail at KimHawk07@gmail.com